Saturday, August 14, 2010

Why don't more countries tie health insurance to employment like America does


Why don't more countries tie health insurance to employment like America does?
I know that some countries also offer group-rate insurance as a job perk, but many of the free, rich, industrialized democracies of the world have public health care (with a private option, just as we have public and private education), but why don't they follow our lead and tie the health insurance to employment? That way business owners will have to take this into consideration; we can keep people from freelancing or starting their own, small rival businesses; people with pre-existing conditions will seek out jobs based mainly on the benefits offered. Why won't Australia or The Netherlands or Ireland or Norway or Taiwan do this? You can keep a worker in his place if he has a pre-existing condition, "Oh, so you don't want to work on Saturday, well, let's see, I remember you mentioned that you suffer from.....now, if you don't come to work this Saturday, I can fire you, and you'll have to pay out of pocket for Cobra or private health insurnace, and with your condition, you'll either get denied or charged more than you will ever earn per month, so, your @ss is mine, buddy, now do what I say, or lose both your job and your health insurance!" Tying health insurance to full-time employment is a smart idea. It keeps workers in line, they don't rebel if they know that if they quit or get fired, they could end up with no health insurance as group rates, provided by corporate pools, are their main way of getting any insurance and not being turned down or charged more than they earn per month. Why don't Switzerland and Australia and Luxembourg do this, too? They could totally keep their workers in check.
Politics - 8 Answers
Random Answers, Critics, Comments, Opinions :
1 :
its a very dumb idea. let people buy health insurance privately, just like auto insurance. then nobody has to get all worried about losing their healthcare when they leave a job.
2 :
Not every employer helps with health insurance. I used to think my time was more valuable than others who made less than me. Now I think that if you work full time, you should be able to get health care, even if you work in fast food.
3 :
The threat of losing ones healthcare benefit has helped keep Americans workers docile and obedient for 50 years!
4 :
Why don't they do this? Because it doesn't work and it is not fair. The idea of being forced to have to work somewhere in order to have healthcare is almost like slavery in my opinion. Basically you are being forced to choose between working somewhere, regardless of conditions, or your life and property. Also, the reason Luxembourg, Australia and Switzerland won't do it is because their health care is already considerably cheaper and better than ours. (See below.) In regards to healthcare, we are behind.
5 :
The reason why health care insurance is tied to employers is because there was a big competition for good workers. Employers would offer fringe benefits such as health insurance to lure them into their company. Now the costs have gotten out of hand. The reason why the rest of the world has government doing health care is because they are smart and we are stupid.
6 :
They do. But as the health systems in nearly all other developed nations are fairer than that in the USA, there is less of a need. In the USA, if you do not have insurance, your healthcare is substandard. Not so in the Western European nations you mention. Why does no other developed nation have the US model of healthcare? Because in the US model, insurance companies use death panels to deny care to those they are meant to cover. And then they raise costs [1]. Not only does the USA spend more on healthcare than any other nation [2], it finds itself bottom of the table when it comes to preventable deaths due to treatable conditions when it comes to developed nations [3]. The sad thing is that rather than focus on these things, the right spreads lies and half truths about the reforms and how healthcare works abroad [4]. Even sadder is the fact that the reforms are so simple [5]. But, if you think that my points are wrong, e-mail me with proof.
7 :
NOOOOO... that is one of the main reasons America isn't competitive with these other nations.. IE, Canada as a perfect example. It's cheaper by the tune of 1500.00 per unit for Ford to build F-150's in Toronto as opposed to buffalo .. guess where Ford builds it's trucks ? Hello..
8 :
Subvertor, F-150s are built in several locations and never were they built in Buffalo. The U.S. built vehicles cost less to build that the Canadian versions. Where do you get your false information?